Associate Director- Product Management

  • Noida
  • Biz2x

About Us

Founded in 2007,Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. Till date, we've facilitated more than $2.5+ billion in small business lending.


Biz2Credit, an all-in-one financing solution for entrepreneurs to get a small business loan with fast approval process. Explore the best small business financing options with us!


Biz2Credit offers an innovative way for lenders and small business borrowers to connect through our online credit marketplace. Our robust network includes more than 1,200 lenders and tens of thousands of small businesses who connect to the network through partnerships with Paychex, Start- up America, CPA's, business brokers and other referral partners.

Biz2X is the technology platform that has helped Biz2Credit become the premier alternative lender for small businesses. Now, traditional banks are leveraging our expertise and experience to automate small business lending. Biz2X allows banks to implement AI-powered digital banking. This allows bank’s clients to have a fully omnichannel experience with data and workflows that adapt seamlessly to the bank’s core banking systems.


Biz2X platform’s world-class risk solutions are based on AI algorithms that enables auto decision- making and quick processing. Biz2X is “One Platform That Does It All” - automates lending, optimizes risk management, and improves operational efficiency.

Learn More : www.biz2credit.com & www.biz2x.com


Read About Us:


https://www.globenewswire.com/en/news-release/2023/04/25/2653660/0/en/Financial-Times- Names-Biz2Credit-and-Biz2X-to-its-Americas-Fastest-Growing-Companies-of-2023-List.html


https://inc42.com/buzz/biz2credit-announces-esops-worth-12-25-mn-for-500-indian-employees/




Role: Associate Director-Product Management


As the AD-Product Manager, you will play a pivotal role in shaping and leading our digital lending and SaaS initiatives. This role demands a strategic thinker with a deep understanding of lending products, a passion for innovation, and the ability to collaborate with cross-functional teams to deliver exceptional digital solutions.


Perform competitors mapping, undertake deep analysis and presentation to management on a periodic basis. Provide insights on the market research and trends on product positioning activities. Responsible to conduct Product demos to C-suites and relevant stakeholders of client. Support the development of product ideation and service delivery models for the Global product suite.



Roles and Responsibilities:


Product Vision - Develop and communicate a compelling product vision that aligns with the company's mission and strategic objectives.

Product Strategy - Create and execute a comprehensive product strategy to drive growth

Product Development - Oversee the end-to-end product development lifecycle, ensuring products are delivered on time, within scope, and to the highest quality standards.

Product Roadmap – Experience in roadmap planning and prioritization

Leverage Agile development best practices to ensure timely and quality delivery of new software functionality

Market Research - Continuously monitor industry trends, market dynamics, and user feedback to identify opportunities for product enhancements and new features.

User-Centric Design - Champion a user-centric approach to product design and development, ensuring that the customer experience is at the forefront of decision-making.

Cross-Functional Collaboration - Collaborate closely with engineering, design, marketing, and sales teams to deliver seamless and integrated product solutions.

Acting as a product information SME, support internal teams including sales, implementation, training, and customer support teams through activities such as product knowledge transfer sessions, participating in product demonstrations, and responding to information requests.

Ability to develop and execute roadmap for Loan Management System product.

Data-Driven Decision Making - Utilize data analytics and metrics to assess product performance and inform strategic decisions.

Risk Management - Identify and mitigate potential risks, ensuring that the product roadmap remains aligned with company goals.

Experience in consumer / business facing internet products, shipping features at scale. Product Thinking, Problem Solving, Business Acumen, Technology Understanding, collaboration, Influencing without authority

Understanding of loan products journey’s like Secured/Unsecured/Line of Credit/Supply chain loans etc. in the LMS product

Have a flair towards data driven feature enablement and collaborating with data science teams on data visualization and modelling on financial services use cases for delivery.

Should have a strong understanding on functional and technology aspects on a micro-service driven architecture and implementations

Strong team player who puts customer first to drive feature development and has an impeccable prioritization acumen for customers and internal stakeholders

Collaborating with internal team members, support completion of release readiness activities for each project including implementation, training, and customer support readiness, marketing activities, technical documentation, reporting, and client communications.


Desired Candidate Profile-


Any Degree - B. Tech/ B.E./MBA/M. Tech preferably full time.

Strategic & Ownership mindset and the ability to develop and execute product strategies that align with overall business objectives.

Strong analytical skills and the ability to leverage data for decision-making.

Experience in BFSI, Fintech and Lending is preferred.

Mandatory prior experience in handling loans product management or similar end-to-end product life cycle

Problem analysis and problem-solving skills.

Minimum of 10+ years of Product Management experience

Financial services experience with a focus on digital banking/ lending domain preferred

Candidates with Agile SCRUM training, related certifications, and prior experience managing a Product Owner team preferred Thorough understanding of standard software development lifecycle for enterprise software applications

Thorough understanding of scrum framework and agile methodologies and team roles and responsibilities in a SCRUM-based environment


Core Competence-


Product Experience

MongoDB or any NoSQL, MySQL/PostgreSQL

Knowledge on RDS, Redis, AWS Arora, EC2 will be an added advantage.

Strong Communication Proficiency (Written and Verbal).

Strong People Skills (Team Handling experience 7+ team members preferred)

Out of box thinking,

Strong task orientation/ Go-getter attitude

Ethical Conduct.

Leadership.

Accountable

Personal Effectiveness/Credibility.

Problem Solving/Analysis.

Out of box thinking