.. teams as needed. Qualification Bachelor's degree in Marketing, Business Administration, or a related field. Strong strategic thinking and analytical skills, with .. in Marketing, Business Administration, or a related field. Strong strategic thinking and analytical skills, with the ability to translate market insights .. read more
Responsibilities:
- Product Strategy and Vision for Mobile Financing, BNPL and personal loans.
· Develop and articulate a clear product strategy aligned with the company's overall goals.
· Define the vision for lending products, considering market trends, customer needs, and business objectives.
- Product Development:
· Lead end-to-end product development, from ideation to launch, ensuring high-quality, user-centric products.
· Collaborate with cross-functional teams, including engineering, design, and data science, to deliver innovative lending solutions.
- Market Analysis:
· Conduct market research to identify opportunities, competitive landscape, and customer needs.
· Stay abreast of industry trends and regulatory changes affecting the lending space in India.
- Financial Management:
· Take ownership of the lending product portfolio's P&L, driving revenue growth and managing costs effectively.
· Implement pricing strategies and financial models to maximize profitability.
- Cross-functional Collaboration:
· Work closely with business teams to ensure successful product launches and ongoing market success.
· Foster a collaborative and innovative work culture within the product team and across the organization.
- Risk Management:
· Develop and implement risk management strategies for lending products, ensuring compliance with regulatory requirements.
· Proactively identify and address potential risks to protect the company's interests and reputation.
Requirements:
· Proven experience in product management, with a focus on lending products. Total Work experience of 7-10 years.
· Deep understanding of the Indian lending market, including regulatory landscape and customer behaviors.
· Strong business acumen with a track record of P&L ownership and driving financial performance.
· Excellent communication skills, with the ability to inspire and motivate cross-functional teams.
· Demonstrated success in bringing innovative financial products to market.
· Analytical mindset with the ability to use data to inform product decisions.