.. , Load) processes to integrate data from various sources into our data Warehouse. Monitor and troubleshoot data pipeline issues, identify root causes, and .. required to come to the office a few times in a month for meeting purposes. Notice Period: Immediate to 15 days (Candidates with notice period of less .. read more
Job Description:
- Responsible for defining the credit underwriting framework
- Defining the strategies for credit approval and Credit Limit assignment
- Monitoring & meeting the acquisition vintage risk levels within the risk appetite
- Defining the framework for repeat transaction authorization for revolving products
- Monitoring & meeting the transaction risk levels within the risk appetite
- Portfolio management, limit management of the existing card portfolio
- Monitoring the incoming credit profiles, score distributions, approval rates etc.
- Ownership of the cross-sell UW engine – generating eligible customer base for CRM/sales teams
- Development, testing, and deployment of policy changes in underwriting decision engine (Blaze)
- Close cooperation with business teams like Sales, CRM, Marking, Digital, and Data Science
- Working closely with Finance to provide inputs for budgeting, pricing, regulators
- Leveraging big data sources like credit bureau data, SDK data, telecom data, Geo data etc. in UW strategies
- Engagement with collections department to optimize the risk levels – proving inputs on sourcing quality trends , key UW changes etc
Desired Skills:
- SQL Expert, data Visualization tool, Python
- 6-10 years of relevant experience
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